ADFRA Update – March 2020 #2

Another message from Herb Ellerbock:

For those who have requested it, a blank DFRDB CDDA application form is attached or may be downloaded from this link:

If you are downloading, open the form and use ‘Save as’ to save a copy of the form on your computer.

Some have asked if they can access my financial modelling for their own purposes.  With some modifications that should be possible and if my application meets with any degree of success, it will be essential.

Kind regards,


If unable to see the attachment Click Here

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